Types of EthSI mark
Based on the values promoted by EthSI, a set of types of mark is established for insurance companies, brokers and managers another type for insurance products.
Choose the level of application of the EthSI mark:
Responsibility with the community and the local area
- Local cultural protection concerning internal and external communication
- Network participation and/or work with regional bodies
- Promotion of the local economy
- Product catalog
- Marketing and comprehensible writing of products
- Close, agile and simple customer service
- Social and solidarity orientation of the products
Fairness – Social and solidarity-based orientation of products
- Respect for customers (transparent sales; comprehensible products sales; friendly, flexible, simple customer service)
Respect for society (products that meet social needs based on policies and activities carried out by drawing up and publishing a sustainability or CSR report or social balance sheet (XES, REAS, Social Market))
.
Economic responsibility
- Purchasing in the social and solidarity-based economy
- Impact on suppliers
- Economic surplus
- Fiscal responsibility
Environmental responsibility
- Legal compliance
- Sustainability policies
- Energy and consumption indicators
- Waste management
Employment responsibility
- Wages policy
- Equality or gender policy
- Inclusion policy
- Employment quality (training; conciliation; type of contract)
Structure of society, governance and democratic operation
- Balancing interest groups
- Cooperativism, mutualism and the solidarity-based economy
- Labour relations and participation in the organisation
Existence and operation of an ethics committee
Ethical banking user
- Operating with cooperative and/or ethical banks
- Management of at least 10% of cash reserves using ethical banking
Responsible/ethical investment
- Commitment to adopting ethical investment measures and criteria
- Investment management policies under ethical criteria
- % of total volume of investments managed under ethical criteria
Responsibility with the community and the local area
- Local cultural protection concerning internal and external communication
- Network participation and/or work with regional bodies
- Promotion of the local economy
- Product catalog
- Marketing and comprehensible writing of products
- Close, agile and simple customer service
- Social and solidarity orientation of the products
Fairness – Social and solidarity-based orientation of products
- Respect for customers (transparent sales; comprehensible products sales; friendly, flexible, simple customer service)
Respect for society (products that meet social needs based on policies and activities carried out by drawing up and publishing a sustainability or CSR report or social balance sheet (XES, REAS, Social Market))
.
Economic responsibility
- Purchasing in the social and solidarity-based economy
- Impact on suppliers
- Economic surplus
- Fiscal responsibility
Environmental responsibility
- Legal compliance
- Sustainability policies
- Energy and consumption indicators
- Waste management
Employment responsibility
- Wages policy
- Equality or gender policy
- Inclusion policy
- Employment quality (training; conciliation; type of contract)
Structure of society, governance and democratic operation
- Balancing interest groups
- Cooperativism, mutualism and the solidarity-based economy
- Labour relations and participation in the organisation
Existence and operation of an ethics committee
Ethical banking user
- Operating with cooperative and/or ethical banks
- Management of at least 10% of cash reserves using ethical banking
Responsible/ethical investment
- Commitment to adopting ethical investment measures and criteria
- Investment management policies under ethical criteria
- % of total volume of investments managed under ethical criteria
Responsibility with the community and the local area
- Local cultural protection concerning internal and external communication
- Network participation and/or work with regional bodies
- Promotion of the local economy
- Product catalog
- Marketing and comprehensible writing of products
- Close, agile and simple customer service
- Social and solidarity orientation of the products
Fairness – Social and solidarity-based orientation of products
- Respect for customers (transparent sales; comprehensible products sales; friendly, flexible, simple customer service)
Respect for society (products that meet social needs based on policies and activities carried out by drawing up and publishing a sustainability or CSR report or social balance sheet (XES, REAS, Social Market))
.
Economic responsibility
- Purchasing in the social and solidarity-based economy
- Impact on suppliers
- Economic surplus
- Fiscal responsibility
Environmental responsibility
- Legal compliance
- Sustainability policies
- Energy and consumption indicators
- Waste management
Employment responsibility
- Wages policy
- Equality or gender policy
- Inclusion policy
- Employment quality (training; conciliation; type of contract)
Structure of society, governance and democratic operation
- Balancing interest groups
- Cooperativism, mutualism and the solidarity-based economy
- Labour relations and participation in the organisation
Existence and operation of an ethics committee
Ethical banking user
- Operating with cooperative and/or ethical banks
- Management of at least 10% of cash reserves using ethical banking
Responsible/ethical investment
- Commitment to adopting ethical investment measures and criteria
- Investment management policies under ethical criteria
- % of total volume of investments managed under ethical criteria
Choose the level of application of the EthSI mark:
Responsibility with the community and the local area
- Local cultural protection concerning internal and external communication
- Network participation and/or work with regional bodies
- Promotion of the local economy
- Product catalog
- Marketing and comprehensible writing of products
- Close, agile and simple customer service
- Social and solidarity orientation of the products
Fairness – Social and solidarity-based orientation of products
- Respect for customers (transparent sales; comprehensible products sales; friendly, flexible, simple customer service)
Respect for society (products that meet social needs based on policies and activities carried out by drawing up and publishing a sustainability or CSR report or social balance sheet (XES, REAS, Social Market))
.
Economic responsibility
- Purchasing in the social and solidarity-based economy
- Impact on suppliers
- Economic surplus
- Fiscal responsibility
Environmental responsibility
- Legal compliance
- Sustainability policies
- Energy and consumption indicators
- Waste management
Employment responsibility
- Wages policy
- Equality or gender policy
- Inclusion policy
- Employment quality (training; conciliation; type of contract)
Structure of society, governance and democratic operation
- Balancing interest groups
- Cooperativism, mutualism and the solidarity-based economy
- Labour relations and participation in the organisation
Existence and operation of an ethics committee
Ethical banking user
- Operating with cooperative and/or ethical banks
- Management of at least 10% of cash reserves using ethical banking
Responsible/ethical investment
- Commitment to adopting ethical investment measures and criteria
- Investment management policies under ethical criteria
- % of total volume of investments managed under ethical criteria
Responsibility with the community and the local area
- Local cultural protection concerning internal and external communication
- Network participation and/or work with regional bodies
- Promotion of the local economy
- Product catalog
- Marketing and comprehensible writing of products
- Close, agile and simple customer service
- Social and solidarity orientation of the products
Fairness – Social and solidarity-based orientation of products
- Respect for customers (transparent sales; comprehensible products sales; friendly, flexible, simple customer service)
Respect for society (products that meet social needs based on policies and activities carried out by drawing up and publishing a sustainability or CSR report or social balance sheet (XES, REAS, Social Market))
.
Economic responsibility
- Purchasing in the social and solidarity-based economy
- Impact on suppliers
- Economic surplus
- Fiscal responsibility
Environmental responsibility
- Legal compliance
- Sustainability policies
- Energy and consumption indicators
- Waste management
Employment responsibility
- Wages policy
- Equality or gender policy
- Inclusion policy
- Employment quality (training; conciliation; type of contract)
Structure of society, governance and democratic operation
- Balancing interest groups
- Cooperativism, mutualism and the solidarity-based economy
- Labour relations and participation in the organisation
Existence and operation of an ethics committee
Ethical banking user
- Operating with cooperative and/or ethical banks
- Management of at least 10% of cash reserves using ethical banking
Responsible/ethical investment
- Commitment to adopting ethical investment measures and criteria
- Investment management policies under ethical criteria
- % of total volume of investments managed under ethical criteria
Choose the level of application of the EthSI mark:
We will now detail the main criteria analysed to obtain the EthSI mark in insurance.
1
For level E3, they have to meet the next criterion:
- Transparency in the institution’s contracts and communications both in their clauses and their management.
2
As well as three of the following criteria:
- Non-discriminatory risk assessment and premium determination criteria.
- Specific product for a group
- Product including collaborations with groups
- Free incorporation of useful cover for customers or mutualists
- Claim assessment carried out, as appropriate
- Incorporation of clauses sensitive to situations of vulnerability (unemployment, for example)
- Inclusion of specific cover for renewable energies
- Promotion of energy-saving
- Promotion of sustainable waste management
3
Additionally, the company must comply with E1
We will now detail the main criteria analysed to obtain the EthSI mark in insurance.
1
For level E2 they have to meet the next criterion:
- Transparency in the institution’s contracts and communications both in their clauses and their management.
2
As well as more than three of the following criteria:
- Non-discriminatory risk assessment and premium determination criteria.
- Specific product for a group
- Product including collaborations with groups
- Free incorporation of useful cover for customers or mutualists
- Claim assessment carried out, as appropriate
- Incorporation of clauses sensitive to situations of vulnerability (unemployment, for example)
- Inclusion of specific cover for renewable energies
- Promotion of energy-saving
- Promotion of sustainable waste management
3
Additionally, the company must comply with E1
We will now detail the main criteria analysed to obtain the EthSI mark in insurance.
1
For level E1 they have to meet the next criterion:
- Transparency in the institution’s contracts and communications both in their clauses and their management.
2
As well as more than three of the following criteria:
- Non-discriminatory risk assessment and premium determination criteria.
- Specific product for a group
- Product including collaborations with groups
- Free incorporation of useful cover for customers or mutualists
- Claim assessment carried out, as appropriate
- Incorporation of clauses sensitive to situations of vulnerability (unemployment, for example)
- Inclusion of specific cover for renewable energies
- Promotion of energy-saving
- Promotion of sustainable waste management
3
Additionally, the company must comply with E1